It pains me to note that you are trying to evade payment of Rs 10,000/- you borrowed from me last year on the occasion of your daughter’s marriage. As you have not troubled even to reply to my reminders, it appears that you want me to adopt means which may not be to your liking. May I have to permission to place me case to place me case in the hands of my lawyers? I give you a month to make up your mind.

Yours sincerely,

Chiragh Din.

Dear Gulzar,

I regret I cannot return you money at the moment. You will, however, get it back tonight at your home.

Yours sincerely,

Sohail.

Dear Suhail,

Now it happens that I need that money I lent you a couple of months back. Would you therefore pay me back the same without delay?

Yours sincerely,

Rashid Gulzar.

Dear Suhail,

Now it happens that I need that money I lent you a couple of months back. Would you therefore pay me back the same without delay?

Yours sincerely,

Rashid Gulzar.

Dear Sir,

I hope you remember that I lent you 800 Rs. months back at great personal inconvenience. I think repayment of the loan is more than overdue. Kindly repay at an early date.

Yours faithfully,

Rehmat Bari.

Dear Sir,

Serious irregularities have been noticed in the account submitted by you and unless you are kind enough to submit a proper account, I am afraid I would not be able to pay off just because of your threat of legal action. I regret I cannot submit to blackmail.

Yours faithfully,

Shoaib Saleem.

Dear Sir,

I very much regret to inform you that unless your account is fully and finally settled with us before the close of the current month, I shall be forced to entrust the file to my lawyers for necessary action.

Yours faithfully,

Shehzad Kanwar.

Dear Mr. Karimuddin,

Thanks for your letter date—-. As I have already opened an account with another supplier I regret I cannot renew account with you. May be it is possible to renew contacts in future.

Yours faithfully,

Shehzad Kanwar.

Dear Dabeer,

We are sorry to know that you have taken strong exception to our reminder for paying a long overdue bill. Indeed no offence was intended. Your payment has reached us safely and we hope you will kindly favour us with the continuation of your account with us. Thanking you,

Yours faithfully,

Dabeer.

Dear Sir,

I highly resent the tone of your letter. I am remitting the payment of your bill in full and final settlement. Please close the account.

Yours faithfully,

Dabeer.