Mr. Lal Din,
New Pakistan insurance Company Ltd.,
Dear Sir,
With reference to your letter No. 337 PBN 863, dated September 28, 1994, I am sure herewith for Rs. 2730 as my premium for the year 1981 for the renewal of my policy No. 13789062. Please acknowledge receipt.
Thanking you.
Yours faithfully,
Khawar Ali.
ASKING FOR PREMIUM
Mr. Khawar
8/3, Model Town,
Lahore.
Dear Sir,
This is just to remind you that Policy No.13789062 on your life is expiring on January 1, 1994. Please send Rs. 2730 as your premium for the next year so that it may be renewed before its due date.
Yours faithfully,
Lal Din
for the New Pakistan Insurance
Company Ltd.
To
The Superintendent,
Executor and Trustee Department,
National Bank of Pakistan.
Anarkali, Lahore.
(Through The Manager, United Bank Ltd, Lahore).
Dear, Sir
I purpose, subject to your approval to appoint your bank to act as
Thanking you,
Yours faithfully
I appoint the National Bank of Pakistan (hereafter called “the Bank”) to be Executors and Trustee of this my will in the place of Punjab Bank and credit card of cash appointed to act as executor and trustees by my said will and i declare that my said will shall in all respects be read and construed as though the name of Bank had been inserted there in the place of the said Bank of Punjab and Sale Rs.
2- I declare that the Bank may, as such Executor and Tgrustee and in the exercise of all discretionary and all other powers under my said will act by my officer and officers appointed by the Bank in that behalf and may employ solicitors, brokers or other agents to transact all or any business required to be done in relation to my Estate 9including the receipt and payment of money) and may (without being liable to account for any profit thereby made) retain as bankers or current or deposit account to be retained or advanced in connection with my Estate and shall be entitled to be allowed and paid such charges, expenses, interest and commission as it charges its customers in the ordinary course of its business and the bank shall be entitled to remuneration (free front duties and as a first charge upon my Estate) for its service as Executor and Trustee in accordance with the Bank’s scale of fees in force at the date of this codicil to my said will or such other remuneration as may have been agreed upon in writing between myself and the bank.
M.B
SPECIMEN OF TRUST DEED
Trust made on the Saturday of 1994 between pakistan (hereinafter called the Founder of the First part) and he National Bank of Pakistan with its Head Office at the Mall Lahore (hereinafter called the “Trustee” of the other part) Wherease the Founder is desirous of making arrangements for offering Faehe as Langar on Giyarhwin Sharif every month, and for the monthly recitation of the Holy Quran invoking the blessing of Allah for the peace of the soul of man and for invoking blessing of God on himself during his life and for the peace of is soul after his death.
Now this Trust Deed withnesseth.
-a The Trustee shall remit from time to time sufficient amounts to pay to cover the cost of offering of the “langar” every month for the amount of Rs850 only. The Tilawat of the holy Quran will be peformed daily for the peace of the soul of and for the blessings of Allah on the Founder during his lifetime and for the peace of his soul after his death.
-b The amount of Rs750 to be expended annually in the following manner:
-i Recitation of the Holy Quran at surah Baqarah annually in memory of Founder’s 286 to be concluded on
Ahmad Umar alkharbani.
-ii Recitation of the Holy Quran at Surah Nisa in the memory of 176 to be concluded annually on Abdul basit Abdusamad.
-iii Recitation of the Holy Quran Surah Tuba thereby invoking the blessings of Allah for the Founder during his lifetime.
-iv Recitation of the Holy Quran Surah Yosuf to be concluded in memory of 111 on Abdul allah abad alhakeem anually.
-4 The Trustee shall limit the expenses of the trust for purposes stated above to the extent of interest earned on the Trust money. They shall not spend anything of the principal amount. If the amount allocated for recitation of the Holy Quran becomes insufficient “Parts” the recitation of 1 and 4 may be arranged in rotation the balance being spent for ALM to Liyohibul allah as provided hereabove.
-5 The founder hereby reserves the right to alter the terms of the Trust subject to the fact that the purpose of the Trust stated in Para No 3 is not defeated, the term of perpetual deposit with the National Bank of Pakistan, shall also remain unchanged.
-6 After the death of the Founder the terms of the Trust shall be carried on strictly in conformity with the objects of the Trust standing at the time.
-7 SO long as the founder is alive, the advice regarding the fulfilment of the instructions contained in Para 3 to above shall be sent to the Founder by the Trustees and after his death the advice shall be sent to cairo.
-8 In case the National Bank of Pakistan wound up, the deposits lying as the National Bank of Pakistan as Trust money shall revert back to the Founder in lifetime and in case the Founder is dead the amount shall be invested by the successor in a sound bank or in Government securities in consultation with Punjab Bank with a view to carrying on the purpose of the Trust in Para 3 of the Trust/Deed.
And it is hereby agreed and declared that the Bank in the discharge of its duties of a Trustee as aforesaid and in exercise of all discretionary and other powers hereunder may act by its proper officer officers appointed in that behalf and may employ solicitors, brokers or other agents to transact any other business required to be done in the premises (including the receipt and payment of money) and may (without being liable to account for any profit thereby made) retain as bankers on current account or deposit account or advance all money necessary as convenient to be retained or advanced as aforesaid in connection with the Trust premises and shall be entitled to be allowed and paid such charges, expenses, interest and commission as it charges its customers in the ordinary course of its business and the Bank shall also be entitled to remuneration for its service as Trustee of these presents, in accordance with. Its scale now in force by debit to the interest earned on the trust Deposit Account. In witness whereof the donor and the Trustee have set their hands on the day and year above mentioned.
Withnesses
1- Donor
2- Trustee
Dear Sir,
I note with regret from our letter dated: 29thNovember,2023 that you are unable to allow me an overdraft against persona surety, I however appreciate your position, and as required by you enclose herewith a letter of guarantee from Messrs Rizvi and Company duly signed and stamped. I understand that the Guarantors are fully known to you. By the same logic, I trust that now you would accept the surety offered and finance me to the extent of Rs.10,000/- for the period agreed at he rate of 10 Percent on daily balances.
Thanking you,
Yours faithfully,
Dear Sir,
We are in receipt for your letter for overdraft. We are sorry to say that ordinary your request cannot be accepted. We can, however in apprecition of your difficulties, consider your request for a loan of Rs.10,000/ against some tangible security. Would you be able to provide a Guarantor, or in the alternative to deoposit with us some collateral security such as gold or share certificates? We hasten to point out that these precautions are general practice of our Bank and have nothing to do with the personal signifinance of the borrower. The rate of interest on such borrowings, subject to the above-quoted conditions, is 10 percent, on daily balances.
Yours faithfully,
Dear Sir,
As you know Eid is approaching which is the time when my turnover is likely to considerably increase. As my stocks are extremely low and I am unable to get long term credits from wholesalers, I find myself in a great difficulty and consequently approach you with a view to obtaining a small overdraft. I may add that credit is withheld from me merely because I am comparatively a new-comer in the business. I will however, make do with an advance of Rs.10,000/- and drawings would be spread over a period of the month ending by the 15th of December. I should undertake to place my account in credit not later than 31stJanuary, next. I hope you would allow me this advance merely against my personal surety; in that case I would very much allow you to inspect my books of account to satisfy yor with the promptitude with which my payments are normally made.
Thanking you.
Yours faithfully,
Dear Sir,
We have read with great interest your moving appeal for funds to help the flood-stricken people of the Punjab and sind. We fully agree that is the duty of all to contribute their mite in this worthy cause. We accordingly enclose our cheque for Rs.5000/- measure necessitating a curtailment of our list of approved charities for the year. We however, assure you that every effort will be made to send something as soon as circumstances warrant this possibility, and we trust that your appeal in the meantime will be more useful in other directions.
Yours faithfully,
Dear Sir,
We are in receipt of your complaint and have arranged to send our Inspector next Sunday to examine the point issue. We would advise you not to take the law into your hand during these day and let the Corporation staff take necessary action.
Yours faithfully,
