Category Archives: Letters

Punjab National Bank Ltd.,

Parliament Street,

Karachi.

Dated: 16thNov,2023.

Dear Sir/Madam,

Thank you for your letter No. 460. dated 16thNov,2023. In reply please refer to item No., 124/6 given below:

1. The change of date on your cheque should be initiated.
2. The signature does not quite tally.
3. Please refer to the drawer.
4. There is no balance to pay in the account.
5. Payment of the cheque has been stopped.
6. Date for payment of the cheque has been expired.
7. Saving Bank rules have not been observed.
8. Please present the cheque again next week.
9. Please sign on the back.
10. Endorsement on the back is required.
11. Cheque can be paid only in the payee’s account.
12. Cheque are not accepted for credit to savings account.
13. Saving Deposit Account cannot be operated without three month’s notice.
14. The Bank concerned has refused payment for your cheque.
15. Your cheque is returned herewith.
16. Your payment has not yet been received.

Yours faithfully,

X.Y.Z.

Manager.

Dear Sir,

Mr. Wali Khan is industrious by nature, intelligent and devoted to his work, but sometimes he is likely to drink too much and liable to neglect his duty.

Yours faithfully,

Punjab National Co. Ltd.

Dear Sir,

Please state why my cheque has not been honoured? (reply No.1)

Dear Sir,

There is under consideration in our office the employment of one Mr. Roshan Ali who claims to have worked as an accountant in your office for ten years. Why did he leave his job with you? Do you think him reliable? We shall treat your answer confidential and will gladly reciprocate.

Thanking you.

Yours faithfully,

National and Grindlay Bank Ltd.

Dear Sir,

Please state why payment has not been received against my cheque No. 55556678. (Reply No.2)

Dear Sir,

Please refer to your letter dated 16thNov,2023. It is true that Mr. Roshan Ali worked with us for a period of ten years as an accountant and his work was highly satisfactory. We found him absolutely reliable. We had to dispense with his service because of his union activities on account of which he was found neglecting his duty.

Yours faithfully,

Punjab National Co. Ltd.

Dear Sir,

Please state why the cheque deposited in my account on 22nd July has been returned unhonoured. (Reply No.3)

Yours faithfully,

Dear Sir,

Mr. Khalid Chaudhry , who claims to have passed the examination of Chartered Accountants and also says has worked for a number of years in your office, is being considered for employment in our office. He has not told us the reason for leaving you, though indirectly he has dropped a hint that he was superseded by a new entrant in your firm. In any case we would be highly grateful if you would just let us know about his efficiency and general conduct.

Thanking you.

Yours faithfully,

Accounts Establishment Deptt.

Dara Iron Co.

Dear Sir,

I am pained to note that you have closed my account without any prior intimation to me. (Reply No.4)

Yours faithfully,

Dear Sir’

With reference to your communication dated 16thNov,2023. I have to say that I have gathered some information from a relative of the firm’s manager who was recently discharged that the firm is being pressed for payment from several quarters’ and that the proprietors are unable to meet their liabilities at the moment. I understand they have lost heavily on the Lahore Stock Exchange and the firm is likely to go bankrupt.

Yours faithfully’

Travelling Agents Ltd.