COMMERCIAL CORRESPONDENT

Dear Sir’

This is to certify that Mr. Wali Khan who has worked in our firm for five years as a commercial correspondent is a very paintstaking and competent man. He can be relied upon his well-written and suitably expressed drafts. He possesses good character. He is leaving us of his own accord. We wish him success in life.

Yaqoob Raza.

General Manager,

Punjab National Co. Ltd.

CERTIFICATE TO A DOMESTIC SERVANT

Dear Sir,

This is to certify that Habib Khan, of Gujrat, the bearer of this letter, has served me as a cook and domestic servant for three years. I can safely testify to his integrity and efficiency.

Syed Abid Ali.

Head of the Deptt. of English,

University College.

Lahore.

UNIVERSAL BANKING LETTER

Punjab National Bank Ltd.,

Parliament Street,

Karachi.

Dated: 16thNov,2023.

Dear Sir/Madam,

Thank you for your letter No. 460. dated 16thNov,2023. In reply please refer to item No., 124/6 given below:

  1. The change of date on your cheque should be initiated.
  2. The signature does not quite tally.
  3. Please refer to the drawer.
  4. There is no balance to pay in the account.
  5. Payment of the cheque has been stopped.
  6. Date for payment of the cheque has been expired.
  7. Saving Bank rules have not been observed.
  8. Please present the cheque again next week.
  9. Please sign on the back.
  10. Endorsement on the back is required.
  11. Cheque can be paid only in the payee’s account.
  12. Cheque are not accepted for credit to savings account.
  13. Saving Deposit Account cannot be operated without three month’s notice.
  14. The Bank concerned has refused payment for your cheque.
  15. Your cheque is returned herewith.
  16. Your payment has not yet been received.

Yours faithfully,

X.Y.Z.

Manager.

REPLY TO ABOVE

Dear Sir,

Mr. Wali Khan is industrious by nature, intelligent and devoted to his work, but sometimes he is likely to drink too much and liable to neglect his duty.

Yours faithfully,

Punjab National Co. Ltd.

REFERENCE TO AN ACCOUNTANT

Dear Sir,

There is under consideration in our office the employment of one Mr. Roshan Ali who claims to have worked as an accountant in your office for ten years. Why did he leave his job with you? Do you think him reliable? We shall treat your answer confidential and will gladly reciprocate.

Thanking you.

Yours faithfully,

National and Grindlay Bank Ltd.

REPLY TO ABOVE

Dear Sir,

Please refer to your letter dated 16thNov,2023. It is true that Mr. Roshan Ali worked with us for a period of ten years as an accountant and his work was highly satisfactory. We found him absolutely reliable. We had to dispense with his service because of his union activities on account of which he was found neglecting his duty.

Yours faithfully,

Punjab National Co. Ltd.