UNIVERSAL BANKING LETTER

Punjab National Bank Ltd.,

Parliament Street,

Karachi.

Dated: 16thNov,2023.

Dear Sir/Madam,

Thank you for your letter No. 460. dated 16thNov,2023. In reply please refer to item No., 124/6 given below:

  1. The change of date on your cheque should be initiated.
  2. The signature does not quite tally.
  3. Please refer to the drawer.
  4. There is no balance to pay in the account.
  5. Payment of the cheque has been stopped.
  6. Date for payment of the cheque has been expired.
  7. Saving Bank rules have not been observed.
  8. Please present the cheque again next week.
  9. Please sign on the back.
  10. Endorsement on the back is required.
  11. Cheque can be paid only in the payee’s account.
  12. Cheque are not accepted for credit to savings account.
  13. Saving Deposit Account cannot be operated without three month’s notice.
  14. The Bank concerned has refused payment for your cheque.
  15. Your cheque is returned herewith.
  16. Your payment has not yet been received.

Yours faithfully,

X.Y.Z.

Manager.